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• To bridge some gaps left by Original Medicare (Parts A & B), many individuals consider obtaining supplemental insurance known as Medigap policies sold by private insurance companies approved federal government offering various plans lettered from A through N each providing slightly different levels benefits designed work alongside original medicare ensuring greater financial protection out-of-pocket expenses associated healthcare including deductibles copayments coinsurance maximum out-of-pocket limits annual limits certain types services like skilled nursing facility stays mental health counseling preventative dental vision hearing aids among others not covered standard medicare benefits alone thus helping alleviate significant financial strain families face managing chronic conditions like dementias over extended periods time.